Healthcare Allowance in the Netherlands 2024: Guide & Eligibility

If you live and work in the Netherlands, you are legally required to have standard health insurance, also known as Zorgverzekering.

However, what you might not be aware of is that you may be eligible to claim the healthcare allowance, also known as zorgtoeslag, which can help cover some of the cost of your health insurance in the Netherlands.

In this article, we’ll cover everything you need to know about the healthcare allowance and health insurance in the Netherlands.

What is the health allowance in the Netherlands 2024?

The healthcare allowance is a financial contribution which aims to help people cover the costs of their Dutch health insurance premiums as this is a legal requirement in the Netherlands.

This allowance helps to make health insurance more affordable for everyone.

However, you only have until the following tax year to claim the healthcare allowance – so don’t miss out!

Eligibility criteria to claim the healthcare allowance

To qualify for the healthcare allowance, you must meet the following conditions:

You must have health insurance in the Netherlands
You must be a Dutch, EU, Liechtensteiner, Norwegian, Icelandic or Swiss national, or have a valid residence permit
You must not earn more than the income threshold (€37,496 in 2024)
Your savings or investments must not exceed the threshold (€140,213 in 2024)
You must be 18 or older

The average Dutch tax refund is €910

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Income requirements to claim the healthcare allowance

If you meet the following income requirements, you may be eligible to claim the healthcare allowance for your medical insurance in the Netherlands.

2024 income requirements

For the 2024 tax year, your annual income must be less than €37,496. If you have an allowance partner, your income must be less than €47,368 per year
For the 2024 tax year, your savings and investments combined from the Netherlands and abroad must not exceed €140,213 if you claim individually. If you claim jointly, they must not exceed €177,301

2023 income requirements

For the 2023 tax year, your annual income must be less than €38,520. If you have an allowance partner, your income must be less than €48,224 per year
For the 2023 tax year, your savings and investments combined from the Netherlands and abroad must not exceed €127,582 if you claim individually or €161,329 if you claim jointly

Don’t forget you must claim the healthcare allowance on your Dutch medical insurance for the 2023 tax year by 1 September 2024 – claim Netherland's health allowance today!

How much is the healthcare allowance in the Netherlands?

How much healthcare allowance you are entitled to claim will depend on your earnings.

In 2024, the maximum healthcare allowance you can claim is €123 per month for a single individual.

If you have an allowance partner, you can jointly claim a maximum healthcare allowance of €236 per month.

For the 2023 tax year, the maximum amount you can receive is €154 or €265 per month if you have an allowance partner.

It’s important to report any changes in circumstances, such as changes in income, family status, etc.

Want to learn more about taxes in the Netherlands? Check out our No-Nonsense Guide to Taxes in the Netherlands.

Applying for the healthcare allowance

When applying for the healthcare allowance, you can do so up until 1 September of the following year.

For instance, if you want to apply for zorgtoeslag for the 2023 tax year, you have until 1 September 2024 to claim it.

How long does it take to get my healthcare allowance?

The average processing time is three to four months from the date that your application is received. However, processing time can vary depending on how busy the tax office is.

How can Taxback help?

At Taxback, our team of tax experts will ensure you claim everything you’re entitled to from the healthcare allowance.

Not only this, but our team will also complete a comprehensive review of your tax situation to ensure you claim every relief, expense, and benefit you’re entitled to.

After all, our average Dutch tax refund is €910! So it’s well worth checking what you could be owed.

It’s your money, let’s go get it!

Apply for Tax Refund from Netherlands Now!